Home » Free or Low Cost Health Insurance Marketplace by Obama Care

Free or Low Cost Health Insurance Marketplace by Obama Care











Get Prepared!!

A new way to buy insurance with less guesswork is coming soon…

Health Insurance Marketplace

When key parts of the health care law take effect in 2014, there’ ll be a new way for individuals, families and small businesses to get health insurance.

Whether you’re uninsured, or just want to explore new options, the Marketplace will give you more choice and control over your health insurance options.

About the Marketplace

The Marketplace is designed to help you find health insurance that fits your budget, with less hassle.

Get Ready to Enroll

Learn what you can do now to get ready for Marketplace enrollment in October 2013.

Get a Break on Costs

More people than ever will qualify for free or low cost health insurance in 2014. In the meantime, you or your child may be able to get help with costs NOW.

Small Businesses

The Small Business Health Options Program (SHOP) is designed to help you find health insurance that fits your small business with less hassle.

Insurance Basics

In this section you’ll find information that will help you with health insurance, whether you need coverage or already have it. It also includes specific information for people with Medicare, those who need free or low-cost care, large and small employers, and the self-employed.

Finger pointing at line chart.

Your Insurance Company & Costs of Coverage

Find basic information about your insurance company, search for Medical Loss Ratio rebate information, and find details about any rate increases your company has filed for.

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Managing Your Insurance

Get help with questions and issues from your state’s Consumer Assistance Program, or from a list of helpful resources. Also, learn about what to do if you’ve been rejected for insurance or need to appeal an insurer’s decision about a claim.

Insurance Policy

Understanding Insurance

Read a consumer’s guide to the Affordable Care Act and the health insurance marketplace, plus a list of all your coverage options, both public and private. Learn about your rights and protections under the Affordable Care Act.

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Free or Low-Cost Care

Learn about Medicaid, the Children’s Health Insurance Program (CHIP), and community health centers that provide free and low-cost care in your area. All of these programs are being improved under the Affordable Care Act.

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Employers & Self-Employed

Get information on the Affordable Care Act for small businesses, big businesses, and self-employed people.




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